360 Life Coverage

Effective Date: February 3, 2025

1. Introduction

Welcome to 360 Life Coverage ("Company," "we," "our," or "us"). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website 360lifecoverage.com ("Website") and when you purchase life insurance products or use our services.

By using our Website and services, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our Website.

2. Information We Collect

We may collect personal and non-personal information from you, including but not limited to:

Personal Information: Full name, date of birth, mailing address, email address, phone number, Social Security number, driver’s license number, financial information, medical history, and other details necessary for life insurance applications.
Non-Personal Information: IP address, browser type, operating system, browsing behavior on our Website, and aggregated data that does not personally identify you.

3. How We Collect Your Information

We collect information through various methods, including:

Directly from You: When you fill out forms, request a quote, purchase a policy, or communicate with us.
Automatically: Through cookies, tracking technologies, and log files when you browse our Website.
Third Parties: From insurance providers, medical examiners, and consumer reporting agencies.

4. How We Use Your Information

We use your information for the following purposes:

To process and manage life insurance applications and policies.
To verify your identity and assess eligibility.
To communicate with you about your policy, claims, or other inquiries.
To improve our Website, services, and customer experience.
To comply with legal and regulatory requirements.
For marketing purposes, if you have provided consent.

5. Information Sharing and Disclosure

We do not sell your personal information. However, we may share your data with:

Insurance Providers & Underwriters: To process applications and policies.
Service Providers & Business Partners: Who assist in providing services such as IT support, marketing, and customer service.
Legal & Regulatory Authorities: When required by law, such as for fraud prevention or legal investigations.
Successors in Interest: In the event of a merger, sale, or transfer of our business assets.

6. Data Security

We implement security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no data transmission over the internet can be guaranteed as completely secure. Use our Website at your own risk.

7. Your Choices and Rights

You may have rights regarding your personal data, including:

The right to access, update, or delete your information.
The right to opt out of marketing communications.
The right to restrict or object to certain data processing.
The right to request data portability, where applicable.

To exercise your rights, contact us at kris@360lifecoverage.com.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. You can manage your cookie preferences through your browser settings.

9. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for their privacy practices, so please review their privacy policies before providing personal information.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with the updated effective date. Continued use of our Website after modifications constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at:

📧kris@360lifecoverage.com
📞651-747-6660